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How We Invest


Our Goals

  • Under the goal of ensuring our members’ financial security and improving their welfare, we aim to maximize investment returns while minimizing risks by following transparent procedures and guidelines.
  • By placing stability first and maintaining adequate liquidity, we aim to deliver consistent long-term returns, exceeding a payment rate.

Our Principles

  • Stability, profitability and transparency - these values are at the core of our investment approach.
  • We maintain adequate liquidity to ensure the stable management of pension and mutual-aid business.
  • We manage our assets effectively to fulfill the founding purpose of SEMA and to help our members reach their financial goals.
  • We are committed to corporate social responsibility without sacrificing our members’ financial goals.